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According to ICBC, online retailers, they have a normal stable employment and income cordially RMB5 million to third-party e-commerce platforms, or borrowed through ICBC Internet banking is invited, provided that the account in your own status and security ( guarantee credit) to the third party warranty guarantee, or promise to make sure. ICBC system automatically processes the information and determine if the amount borrowed by the customer credit line, the source and instead depends on the reliability.

Compared to traditional bank financing and easy links to the banking sector borrowers to finance on-line registration agreement, the first service of its kind. The person to the client for the contract was first registered on ICBC, ICBC Internet banking, electronic contracts can be signed in advance loan.

In addition, a credit crunch all the processes of loan application, to verify and re-filled in online. Line of credit is automatic and very comfortable. Customers can call or pay the loan online, anytime, anywhere and without running to the edge. For small businesses, as well as service facilities, reduce their operating costs are flexible and can get the bank loan.

ICBC and e-commerce companies are working together to design and innovation. Contact Finance is just a roof, where online retailers and small businesses loans for electronic, automated, intelligent and tailored to the needs of online retailers or micro-financing through the online application includes the auto-review service standards.  

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